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Newsletter from Montana - Minnesota
October 2008
Are you on the fence for which presidential candidate to vote, because you are not sure about some statement if it's true or not? The St. Petersburg Times (Florida) has a website checking out all the attacks that were made against the presidential candidates - find out whose pants are on fire:
www.politifact.com/truth-o-meter/rulings/pants-fire
www.politifact.com/truth-o-meter/attacks/all
If you still like to hide from civilization here is your opportunity for Montana: 20 acres in the forest on top of a mountain, close to the stars but with electric and phone for only $77,500. The wells in the area pump 3-4 GPM, which is not great, but enough for the average household. You can always pump the water into a cistern and then you have plenty for horses and yard as well. The 20 acres are in a rural Montana "subdivision", which is a far cry from any subdivision in any other state I know. The "subdivision" is a couple thousand acres ranch cut up into 20 acres tracts. Not too long ago there was no electric up in those hills, but then the residents slowly pulled it in here and there. Still, not every lot has decent access or electric, but this one does. You will need to drive on a gravel road for about four miles to get there, but there are no steep drop offs or steep mountain sides to navigate. In other words it is one of the better lots. The views from there reach all the way to the Beartooth Mountains, great place to go skiing. It will take you an hour to Red Lodge, 25 minutes to Wal-Mart in Laurel, 40 minutes to Billings (largest city in Montana) and it's a 100 miles from Bozeman. What I really like about this lot are the neighbors, which are not to be seen or heard, but they show up if you need help of any kind. Everybody there has really nice woodsy homes and just loves it there. Most people live there year round and are either retired professionals from all over the United States or they work in Billings. Another great feature of this subdivision is that every owner also owns a piece of the common park along the Yellowstone River at the bottom of the hill. If you like to read some more, here is the rest of the story:
montanahereicome.com/Pine
In Minnesota I listed an old homestead on twelve acres (five are forested) with an artesian well (water spouts out of the ground without a pump). The home has been completely remodeled, and is beautiful. It only has one bathroom, but that can easily be remedied, since one of the six bedrooms is directly above the bathroom downstairs. There is a wood burning stove for backup and for atmosphere. Next to the home is a pole barn which houses the rolling stock. Across the courtyard is a Quonset used as a shop and a cow barn. Behind all the buildings are 4 large grain storage bins, an open run-in shed and a fenced pasture. Well, there you go, if you want to be independent from the world, here you can do it for just $125,000 this little paradise is yours! The property is close to the lakes area if you like to fish and if you really want to work, within 20 minutes or less you are in Fergus Falls which is a terrific small but bustling town, now how can you beat that?
Farmland is still in demand and prices keep creeping up on it in spite of whatever the rest of the market might be doing. Cropland is getting more scarce since it is more and more being used for homes and hunting land. Also the recent downturn in commodities did not affect alfalfa which is even more in demand than soybeans and corn! I
just listed 160 acres of excellent farm ground up north in the Red River Valley, where you can count on rain and a rich soil. Here you can grow corn, wheat, beans, alfalfa, etc. The soil is sandy loam, which holds the moisture, but drains enough to keep the roots of any crop in top shape. Harvests have been 65 bushels of wheat or 5 tons of alfalfa in 3 cuttings per acre. The Old Mill State Park is just a quarter mile south of the property, so wildlife is abundant. $192,000 takes all ($1,200 per acre)
Right now the land is in alfalfa:
What makes the landscape look so fair,
What blossoms bright perfume the air,
What plants repay the farmer's toil
And will enrich the worn-out soil?-Alfalfa.
What grows in loam and clay and sand,
What lifts the mortgage off the land,
What crop is cut four times a year,
And no foul weeds in it appear?-Alfalfa.
What makes all the stock look nice,
And brings the highest market price,
What fills the milk pail, feeds the calf,
And makes the old cow almost laugh ?-Alfalfa.
There is a farmer nearby who would like to rent the land for $50 an acre, which would be an income of $8,000 a year. The going rate for
alfalfa in Minnesota is $150 per ton. So if you want to grow and harvest it yourself, that would be a gross income of $120,000 but that takes a lot of know how, machinery and expense, and some years are better than others, of course.
One of the most important characteristics of alfalfa is its high nutritional quality as animal feed. Alfalfa contains between 15 to 22% crude protein and is as an excellent source of vitamins and minerals. Specifically, alfalfa contains vitamins A, D, E, K, U, C, B1, B2, B6, B12, Niacin, Panthothanic acid, Inocitole, Biotin, and Folic acid. Alfalfa also contains traces of Phosphorus, Calcium, Potassium, Sodium, Chlorine, Sulfur, Magnesium, Copper, Manganese, Iron, Cobalt, Boron, and Molybdenum and trace elements such as Nickel, Lead, Strontium and Palladium. We eat it as alfalfa sprouts. According to the International Sprout Growers there are approximately $250 million dollars worth of sprouts sold in North America. Alfalfa juice is used in some health food products.
Alfalfa hay is used primarily as animal feed for dairy cows but also for horses, beef cattle, sheep, chickens, turkeys and other farm animals. The value of milk, meat, wool and all other animal products is $132 billion, thus the total value of animal products plus the value of hay reach the $145 billion level. This far exceeds the combined value of all other high value crops.
In addition to the traditional uses of alfalfa as an animal feed, alfalfa is beginning to be used as a bio-fuel for the production of electricity, bioremediation of soils with high levels of nitrogen, and as a factory for the production of industrial enzymes such as lignin peroxidase, alpha-amylase, cellulase, and phytase.
Most states now have Green Energy available, but you might need some special equipment to take advantage of it, your regular energy supplier is probably not going to tell you about it, so it's up to you to make a difference.
You can
find out if you can buy green energy in your state.
The essence of green power marketing is to provide market-based choices for electricity consumers to purchase power from environmentally preferred sources. The term "green power" is used to define power generated from renewable energy sources, such as wind and solar power, geothermal, hydropower and various forms of biomass.
Find out how clean the energy is you are using presently.
If you type in 59068 for Red Lodge, you will see that we are using almost 50% in hydro power, compliment of the West Rosebud River.
If you have too much moisture in your home,
there is the way to get it back out. This little machine expels the moist air in your home and allows fresh air to come back in.
Are you overwhelmed with too much work, because you just cannot afford an office staff anymore? Or you are on the verge of being disorganized? There is help: Michael & Sandy Louth, across the street or across the globe, their company
Adminspecialties can assist you.
They are running a full service "Virtual Assistant" -no job is too small or too big. They will help your company to grow by becoming more efficient and profitable. They can do everything that an on-site assistant can do except for manual filing in your office. Combined they have 40 years of experience they will put to work for you and you do not have to give them office space or pay their payroll taxes.
From small one time projects to ongoing services, AdminSpecialties is here to assist you, at an affordable rate and No retainer fees.
info@adminspecialties.com AdminSpecialties | 16318 Kayla Court | Magnolia | TX | 77355
New Testimonials:
Sandy; you and your husband have truly become a huge part of my business and success. A few months ago, when I first saw your ad, I thought you were just "blowing smoke" about all you can do. I now know and rely heavily on you both. I actually have time for myself and my family! Thanks!
Paula S. - San Antonio, TX
(Looks like they are working for my competition also: LOL)
With the Real Estate market in the shape it is in, I didn't know how I would be able to keep my business going. I had to release so much of my staff, yet I still had so many things to do. You guys have really helped me when I needed it the most and even when the market turns around, you will be a huge part of my business. I am as committed to you, as you are to me.
R. Anderson - Minneapolis, Minnesota
With all the tumult on the stock market and oil prices, I put a couple of real time charts at the bottom of my listing pages - scroll past the charities:
montanahereicome.com/Listings
minnesotahereicome.com/Listings
"Don't lose your home because you didn't pick up the phone!" is the advertisement slogan for
Operation Hope
If you have mortgage challenges, call the Mortgage HOPE Hotline - 888-388-HOPE (4673) - for these FREE services:
~ How to negotiate with your lender
~ How to apply for loan modifications
~ How to avoid foreclosure
~ How to sell a house and purchase an affordable home
~ How to restructure your existing debt and obligations
It is a not-for-profit organization and works mainly with volunteers, >this page will tell you how YOU can become a volunteer.
And if you are really in a tangle,
never give up, there is always hope!
:-)
Best Regards,
Dorothea Lowe, Broker
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